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Student credit cards or student debit cards are great to use to begin to establish credit. Use statements to track spending habits and create a budget. Learn life long money management skills using the website of the credit card issuer.

Younger kids or students could use a student reloadable card that is issued in the parent's name. Allowances could be loaded onto the card to teach young students how to use the card wisely and spend the amount on the card. Credit cards are great to establish credit and good credit card spending habits that can help in adult life with spending and being responsible for personal credit.

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